Legal
Last updated 8 May 2026.
Idle is a software tool that helps you identify recurring subscriptions, silent renewals and possible unnecessary costs in spending data you upload or connect. It is not a bank, not a payment provider, and not authorised by the FCA to give financial advice.
Idle does not move money, initiate payments, cancel subscriptions on your behalf, or recommend specific financial products in a regulated capacity. Anything you choose to cancel, switch or change is your decision.
Don't upload data that isn't yours, don't try to break the service, don't use Idle to do anything illegal. We may suspend accounts that abuse the service.
Idle is provided "as is". We try hard to be accurate, but parsing is imperfect — always check a transaction against your bank statement before acting on it. To the extent permitted by law, we're not liable for losses resulting from decisions you make based on Idle's output.
We'll update these terms as the product evolves. If we make material changes we'll let you know by email or in-app.
England & Wales. Questions: hello@useidle.uk.